2025 Benefit Enrollment Guide

14 CITY OF LAMAR ADDITIONAL BENEFITS • Aflac is different from health insurance. It pays cash benefits directly to you. • Aflac is financial protection: Income protection, medical expense coverage, expenses for daily living. • Even if you don’t have health insurance you can still participate in Aflac. This is also true for your dependents. • You have the convenience of payroll deduction at discounted group-rates. • Aflac benefits are pre-determined and pay cash regardless of any other insurance you have. • You can take Aflac with you at the same low group rate, you will not have annual rate increases. Accident Policy—coverage 24/7, on and off the job for accidents • Initial doctor visit for an injury $75-$100. ER or Urgent Care visit due to an injury $150-$200. • Follow up visits due to an injury $35. Physical therapy visits due to an injury $350 per visit. • First day in the hospital due to an injury$1,125. $225 each additional night. • Additional benefits for specific injuries: Ligament damage, torn cartilage, fractures, sutures, burns, surgeries, appliances, teeth injuries, coma, eye injuries, and so forth. • Ambulance and flight-for life benefits due to an injury. • Diagnostics such as MRI, CT Scan, etc. Plus many additional benefits. • Wellness benefit per family member per year $25-$75 (increases each year you have the policy). Hospital Policy—Benefits for sickness, accidents, and maternity • No waiting period for treatment (new). • Hospitalization admission $1,150, hospital confinement, and intensive care benefits. • Surgical and anesthesia benefits (inpatient and outpatient). • ER visits $50-$100, doctor’s office visits $25, telemedicine visit benefit. • Diagnostics, chiropractic and prescription benefits. Critical Illness Policy—Coverage for cancer, heart attack, stroke, by-pass surgery, renal failure, carcinoma in situ plus 10 more heart conditions. • Guarantee issue regardless of preexisting conditions up to $20,000 in coverage ($10,000 for a spouse). • Up to $50,000 available for an employee and up to $25,000 available for a spouse. • Additional occurrence: Pays if there is an occurrence of another qualifying event after just six months. • Re-occurrence benefit: Pays if there is a re-occurrence of the same qualifying event after six months. • Non-invasive cancer benefit (such as some types of breast cancer). Skin cancer benefit. • $50.00 wellness benefit for employee & spouse annually. The above overview is for illustration purposes only. For specific details refer to the product brochures. Enrollment: Complete your Aflac application and return it to HR or email your application to admin@priceassociates.net Questions on enrolling or policies? Call us! 303-400-1424 Administered by AFLAC

RkJQdWJsaXNoZXIy MTIxNjAyMw==